Bankruptcy Checks

Everything to know about Bankruptcy Checks.

What are Bankruptcy Checks?

A Bankruptcy Check is a type of background screening that investigates if an individual has filed for bankruptcy in the past. Such information can be important for roles that involve financial decision-making or access to sensitive financial data. A Bankruptcy Check can help assess an individual’s financial reliability and decision-making abilities.

How to run a Bankruptcy Check Report?

To run a Bankruptcy Check, you typically need to access public court records that list bankruptcy filings. This can be done online through PACER (Public Access to Court Electronic Records) in the United States. However, navigating these databases and interpreting the results can be complex, so it might be more efficient to use a third-party service specializing in background checks. Always remember to comply with all applicable laws and regulations, including the Fair Credit Reporting Act (FCRA).